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MED –SAVE

Shubhangi Agarwal

1.324 billion people and growing. There is bound to be demand and supply problems in the healthcare sector. As against WHO’s standards of 2.5 doctors and nurses per 1000 people, India has a ratio of 0.7 doctors and 1.5 nurses per 1000 people according to a Economic Times report of 2015. Apart from this huge gap in the supply and demand of doctors, healthcare industry witnesses a wide knowledge gap between the patient and the doctor as well, which often plays in favor of the latter. 
India has become a major health tourist destination but unfortunately, the healthcare system is becoming more and more commercialized by the day. Here’s how it usually unfolds: The patient (an average man with a content lifestyle) goes to a doctor (a reputed guy in his field); the doctor evaluates him and prescribes a dozen lab tests (blood tests, MRI and the like); the patient, thinking that he is critical hurries off to the nearest pathological lab and books the test only to realize that they cost a heavy 10,000. That’s when he wonders if he made the right choice by consulting the doctor and whether these tests were worth the money. This dilemma lasts for a moment and then the scary thought of actually being ill overpowers the prospect of spending such an amount. The report arrives, the doctor reviews it and prescribes some medicines, making sure he gets a loyal customer for the next 10 years or so, while the patient later realizes that he had been conned into spending so much.  The average cost of treatment in a private hospital is about 4 times than that at a public one. Given the fact that only 27% of the people have health insurance in India, we can imagine the necessity of providing affordable and quality healthcare services to the marginalized society. Under Budget 2018, the limelight was on the healthcare sector. National Health Protection Scheme will be providing healthcare insurance cover worth Rs. 5 lakh to each of the 10 crore economically vulnerable families across the country. If implemented successfully, this could prove to be groundbreaking for the 50 crore poor people (assuming an average family size of 5). Hopefully, this will help them to get quality care, as they would have the financial resources to afford a proper treatment for any ailment.

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